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You pay the premium for title insurance only once, and it protects you for as long as you and your heirs remain in ownership. Why do homeowners need title insurance? Because any home, no matter how new or apparently secure, is built on land that has, undoubtedly, had many owners. If a claim is made against your title as covered by your policy, we protect you by, defending your title, in court if necessary, at our expense or we will bear the cost of settling the claim, if it proves to be valid, in order to perfect your title and keep you in possession of the property. Southwest Title Company has a loan service department to facilitate payments on transactions such as, but not limited to Notes secured by Deed of Trust, Notes secured by UCC Financing, Contract of Sale, AITD, Lease Options, Rental Agreements and HOA accounts payable and receivable. Southwest Title Company is appointed by the payee and payor to act as servicing agent for the receipt and disbursement of payments and the holding of original documents. You pay the premium for title insurance only once, and it protects you for as long as you and your heirs remain in ownership. Your original premium amount is your only cost as long as you own the property and you will be protected against any unexpected claim covered by your policy. Southwest Title Company has a loan service department to facilitate payments on transactions such as, but not limited to Notes secured by Deed of Trust, Notes secured by UCC Financing, Contract of Sale, AITD, Lease Options, Rental Agreements and HOA accounts payable and receivable. Your title insurance policy is your shield of protection and will defend your ownership against loss. Whenever, you buy property, the owner who is selling it to you has rights, as do their family and heirs. As your title company, Southwest Title will perform a title search and uncover any unpaid taxes, mortgages, judgments against current and previous owners, easements and other court actions or recorded documents which can affect the title of the property. Your original premium amount is your only cost as long as you own the property and you will be protected against any unexpected claim covered by your policy. Real estate is such a basic form of wealth that there are many special laws that protect ownership of land and the buildings that are built on it. 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