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Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. We guarantee results or you pay us nothing. Our proven track record in the past eight years has been 50% to 90% reductions. Our fee is a small percentage of the amount we save you. Don't consolidate your debt, negotiate your debt. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Let us take care of your debt so that you can concentrate on your work. Call today. (888) 475-2610 Settle debts for pennies on the dollar. We offer you a viable alternative to bankruptcy and expensive consolidation loans. We offer you a viable alternative to bankruptcy and expensive consolidation loans. 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